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We qualify for a 20-year mortgage at 4.5 percent or 30-year mortgage for 4.75 percent? Obviously, for the true cost the 20-year mortgage saves about 80K in the long run. the-digital-envelope.
Home equity rate & payment calculator.. My remaining mortgage balance is about:. The monthly payment obligation will be greater if taxes and insurance are included and an initial customer deposit may be required if an escrow account for these Items is established. APR is 4.89%.
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· Driving to work in traffic the other day, I kept thinking-how am I going to do this for another 30 years? Even with splitting the cost of a $2M home with my MIL, we still end up with a very high mortgage that means I’m at best stuck working high-stress jobs that pay well and at worst burning through my savings faster than my baby lunges for my chest when he’s hungry.
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