Local Loan Limits – Harper, TX Loan Limit Summary. Limits for FHA Loans in Harper, Texas range from $324,300 for 1 living-unit homes to $623,650 for 4 living-units. Conventional Loan Limits in Harper are $484,350 for 1 living-unit homes to $931,600 for 4 living-units. The 2019 home equity conversion mortgage (HECM) limits in Harper is $726,525.HECM limit does not depend on the size of the home.
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Qualifying criteria. The mortgage must have been acquired by Freddie Mac or Fannie Mae on or before May 31, 2009. The homeowner must not have a previous HARP refinance of the mortgage, unless it is a Fannie Mae loan that was refinanced under HARP during March-May 2009.
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