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What is a Mortgage? A loan that is secured by property or real estate is called a mortgage. In exchange for funds received by the homebuyer to buy property or a home, a lender gets the promise of that buyer to pay back the funds within a certain time frame for a certain cost.
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A home loan payment calculator will figure out what your monthly payments will be for a home of a certain price at a given interest rate. A home loan eligibility calculator goes at it a different way – it starts with how much you can afford to pay each month and works out how much you can afford to pay.
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Mortgage Insurance (MI) If your home loan requires mortgage insurance, such as private mortgage insurance or PMI, your monthly payment will usually include aTaxes and Insurance Your monthly payment may include a portion to cover real estate taxes, homeowners insurance and, if applicable, flood insurance.