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Do I Qualify for an FHA Home Mortgage Loan? – · An FHA mortgage is a loan that’s insured by a government agency called the Federal housing administration (fha). The FHA insures loans that meet certain requirements and may apply to a variety of properties, such as single family homes, multifamily homes, and manufactured homes.
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FHA Loan Requirements for 2019 – What Score Do I Need to Qualify? – The minimum credit score needed to qualify for an FHA loan is 500. But keep in mind that lenders often require a higher score to underwrite an FHA loan, so that number could be a bit higher. A better idea: aim for at least a 580 or higher so you can reduce your down payment if needed.